What Would Dave Do?
Mi-Benefits helps franchise owners solve one of their toughest challenges, providing meaningful benefits to an hourly workforce without destroying the P&L.
Market Experience
For more than 25 years, our expertise has been focused on creative solutions to help hourly workforces. We are excited to be part of the WFA in 2026 and helping franchise owners find real ways to successfully impact your businesses.
What is the Risk to Your Franchise?
The Affordable Care Act (ACA) introduced a whole new set of rules that can turn your Minimum Essential Coverage (MEC) plan into a faults since of security. If we think about your workforce like a box of fries, the IRS can deliver a side of fries at a cost that can quickly close your doors.
Would You Like Fries With That?
$5,010
$25,050
$55,110
ACA Penalties are Applied on a per Employee Basis
Comparison: MEC vs. Mi-Comply
Traditional Minimum Essential Coverage (MEC) plans have served as a basic framework but often leave employers grappling with penalty exposure and limited flexibility, offering minimal appeal to employees. Mi-Comply transcends these limitations with an innovative approach that integrates seamlessly into your business model.
Features
Coverage
Cost to Employee
Employee Satisfaction
ACA Penalty Risk
Flexibility
Administration
Participation Requirement
MEC Plans Paired with Hospital Indemnity Plans
Basic preventive + limited hospital benefits
High due to paired plans
Low due to limited benefits
High, not considered a Minimum Value Plan
Limited
Simple but rigid
Often required
Mi-Comply
Comprehensive individual plans
Lower, flexible defined contributions
High due to customizable plans
None with proper implementation
High, with choice of plans
Initial setup, then flexible management
None
What Would Dave do?
Schedule a Discovery call Today.
Protecting your franchise doesn't have to be difficult. With just a short conversation we can show you how to protect your franchise and start saving you money from day one. Grab a time that works for you below and let's get you protected.